In BKR removal via kort geding (Dutch summary preliminary relief proceedings), it is important to know in time which steps and points of attention apply to your situation. A kort geding for BKR removal can be a crucial step. This applies when you face the negative consequences of a BKR registration that hinders your financial future. At Arslan & Arslan Advocaten we understand the […]
BKR Proportionality Test: What You Need to Know The BKR proportionality test is an important instrument within the Dutch credit registration system to assess whether a BKR registration is proportionate to the borrower’s situation. This test plays a crucial role in ensuring that lenders and the Bureau Krediet Registratie (BKR) handle credit data in a fair and just manner […]
Are you an entrepreneur and considering applying for a business loan despite a negative BKR? Obtaining business financing can be a considerable challenge when you are faced with a negative entry at the Bureau Krediet Registratie (BKR). For many entrepreneurs, such an entry feels like an insurmountable obstacle to the growth and continuity […]
Removing the BKR is a necessary step for many people to experience financial freedom again, for example when they want to take out a mortgage or need a business loan. A negative BKR registration at large banks such as ING, Rabobank or ABN AMRO can haunt you for years and significantly thwart your plans. Even if your debts […]
What are the consequences for your BKR after debt restructuring and how does this affect your financial future? When you have successfully completed a financial procedure such as the Wet schuldsanering natuurlijke personen (WSNP) or an amicable procedure (MSNP), you might expect to start with a clean slate. Although you are legally debt-free, the registration with the Bureau Krediet Registratie (BKR) in Tiel often remains visible for years […]
Removing a registration with the BKR, CIS, or EVR is an urgent necessity for many people. A negative registration can restrict your financial life for years and hinder you in taking out mortgages, loans, insurance policies, and even in opening a bank account. Fortunately, you are not powerless. There are various legal routes to […]
A BKR registration after a payment arrangement is an unpleasant surprise for many consumers. You have reached an arrangement with your credit provider to repay your arrears in installments and you are meeting your obligations. Yet you discover that a negative code has been entered in the BKR register that hinders you when applying for new […]
An unjustified BKR registration can completely paralyze your financial life. You want to take out a mortgage, apply for a loan, or arrange a credit card, but you are rejected everywhere due to a negative coding at the Bureau Krediet Registratie (Credit Registration Office). The frustrating part is that this registration does not always have to be justified. Mistakes happen more often than you think and […]
Many people think that a BKR registration automatically disappears as soon as a debt has been repaid. Unfortunately, that is not the case. A negative
A BKR registration can have major consequences. You won’t get a mortgage or a loan, and sometimes not even a phone subscription. What many people
