When you take out an insurance policy, you have a duty of disclosure, and failing this can lead to an allegation of non-disclosure in insurance. This means you must provide all relevant information truthfully to the insurer. But when is an insurer’s reliance on non-disclosure actually justified? And what are the consequences for your […]
When your claim is rejected due to non-disclosure, it feels like a slap in the face. You paid premiums, suffered loss and counted on the payout you believed you were entitled to. But the insurer rejects your claim on the ground that, when taking out the policy, you failed to provide relevant information or provided it incorrectly […]
Filing an objection with an insurer is necessary when your insurance claim is rejected, your payout is discontinued, or your policy is terminated. An insurer has legal expertise and internal protocols, but that does not mean a decision is automatically correct. A well-substantiated objection can make the difference between a final rejection and a full payout. In […]
