insurance non-disclosure

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Insurance law

Non-disclosure: when is it justified?

When you take out an insurance policy, you have a duty of disclosure, and failing this can lead to an allegation of non-disclosure in insurance. This means you must provide all relevant information truthfully to the insurer. But when is an insurer’s reliance on non-disclosure actually justified? And what are the consequences for your […]

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Illustration of a family protected by a large umbrella and shield
Insurance law

Claim rejected due to non-disclosure – what can you do?

When your claim is rejected due to non-disclosure, it feels like a slap in the face. You paid premiums, suffered loss and counted on the payout you believed you were entitled to. But the insurer rejects your claim on the ground that, when taking out the policy, you failed to provide relevant information or provided it incorrectly […]

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