insured’s rights

Abstract illustration representing insurance disputes.
Insurance law

When can an insurer refuse to pay out?

The question of when an insurer may refuse to pay out is one of the most frequently asked questions in insurance law. You pay a monthly premium and expect the insurer to pay out when you suffer damage. Yet there are situations where the insurer has the right to refuse a payout. But this right is not unlimited. The insurer […]

Read
Abstract illustration representing insurance disputes.
Insurance law

Fraud investigation by your insurer: your rights

A fraud investigation by an insurer is for many people a frightening and uncertain experience. You have filed a claim and suddenly receive notice that your insurer is opening an investigation into the cause or the scope of your claim. The feeling of being treated as a suspect while you are simply entitled to a payout is […]

Read
Illustration of a man under an umbrella converting a rejected document to an approved one
Financial Law

Insurer accuses you of fraud — what now?

When an insurer accuses you of fraud, your world is turned upside down. You filed a claim because you suffered loss, but instead of a payout you receive a letter stating that your insurer suspects fraud. This is a situation that occurs more often than you think and can have far-reaching consequences […]

Read