As a passenger you are always entitled to compensation!
If you are involved in a traffic accident as a passenger in a car or a passenger in a motorcycle or scooter, you are always entitled to compensation. It does not matter whether it is a unilateral accident or an accident involving two or more parties.
Unilateral traffic accident
A unilateral traffic accident is an accident in which no other party is involved, for example if the driver of the vehicle loses control of the vehicle and hits a lamppost. As a passenger, you cannot be blamed in that case, so the insurer of the vehicle (WAM insurer) will have to compensate your damage.
Two-vehicle traffic accident
A two-vehicle traffic accident is an accident involving two vehicles, for example a rear-end collision or a collision at an intersection because one of the vehicles failed to give way. You as a passenger are also entitled to compensation in these cases. As a passenger, you are a “faultless occupant” and the insurer of the vehicle (WAM insurer) is obliged to compensate your damage. It therefore does not matter to you as a passenger who is liable for the accident.
Own fault
In both cases it is not always the case that you will be reimbursed for all your damage. For example, if you are also to some extent guilty of the occurrence of the damage (or its seriousness). For example, if you have not worn your seatbelt or helmet or if you are riding with someone you know has consumed alcohol or drugs. In that case, depending on the situation, a (small) part of your damage will not be reimbursed by the insurer.
Had an accident?
As a passenger, have you been involved in a traffic accident in the past 3 years? Please contact our experienced lawyers and personal injury specialists so that they can advise you further about the options for recovering your damage.
