An accident has a big impact. Besides pain and worry, you often also face unexpected expenses or lost income. It’s only logical that you then want to know: how do I file my personal injury claim and receive fair compensation?
In this article, the personal injury lawyers of Arslan Advocaten explain step by step how filing a personal injury claim works, which losses you can recover, and why it is wise to seek legal help.
What does personal injury claim mean?
Personal injury claim means that you recover the costs and losses you suffered due to an accident from the liable party. This can, for example, be a motorist, an employer in a workplace accident, or a doctor in the case of a medical error.
It’s not only about the losses you notice immediately, but also about future losses. Think of lost income, ongoing medical expenses, or modifications to your home in the event of permanent injury.
What damages can you claim?
Many victims primarily think of medical costs when it comes to personal injury. But the categories of damages are often much broader:
Medical costs: deductible, medication, therapies, assistive devices.
Loss of income: lost wages or profits (also for the self-employed and entrepreneurs).
Travel expenses: to doctors, therapists or hospitals.
Household help: costs for help in the home or caregiving that needs to be hired.
Adaptations: home modifications, assistive devices or special vehicles.
Pain and suffering: compensation for pain, sorrow and loss of enjoyment of life.
A good personal injury lawyer ensures that all types of damages are included, including those you might not have thought of yourself.
How does a personal injury claim work?
Claiming personal injury compensation involves several steps:
Establishing liability
The first step is to hold the other party liable. This is done through a formal letter. If liability is acknowledged, the compensation process can begin.
Documenting medical information and damages
Your medical situation is recorded, often with a medical file or statement. At the same time, all categories of damage are compiled: current costs, lost income, and future damages.
Advance payment and further settlement
Often, an advance on the compensation is paid at an early stage. After that, the final calculation of damages follows.
Payment of the compensation
Once the full extent of the damage is clear, a final settlement is reached. The compensation is paid directly by the insurer.
Real-life examples
A cyclist was hit and suffered permanent injury to his leg. His compensation consisted of medical expenses, lost income, and pain and suffering.
A cleaner slipped at work. Thanks to legal assistance, the costs for domestic help and travel expenses were also reimbursed.
A freelancer lost contracts due to a car accident. His loss of income was calculated based on previous annual figures and fully recouped from the liable party.
Why hire legal help?
You can try to claim the damages yourself, but in practice we see that victims often forget or underestimate important types of damages. As a result, they miss out on thousands of euros.
A personal injury lawyer:
knows all types of damages and how to substantiate them;
negotiates with the insurer on your behalf;
ensures that you receive an advance payment and don’t run into financial difficulties;
works for you at no cost: the costs are recovered from the liable party.
Checklist: what to do immediately after an accident
📸 Take photos of the accident scene.
👩⚕️ See a doctor and make sure your injuries are properly documented.
🧾 Keep all receipts and invoices.
📞 Contact a personal injury lawyer as soon as possible.
Frequently Asked Questions (FAQ)
Do I need to contact the other party myself?
No, your lawyer will do this. This prevents mistakes and unnecessary disputes.
When will I receive my first compensation payment?
An advance is often paid quickly so that you are not left without money.
Will a personal injury lawyer cost me money?
No, the costs are recovered from the liable party. For you, the assistance is free of charge.
How long does a personal injury case?
That varies by case. Sometimes it’s settled quickly, but with permanent injuries it often takes longer because it first needs to become clear how your recovery will progress.
Conclusion
Claiming personal injury damages is often more complex than it seems. It’s not only about the immediate costs, but also about future losses. With the help of a specialized personal injury lawyer, you can be sure that you get what you are entitled to—and that you can focus on your recovery.
The lawyers of Arslan Lawyers assist accident victims every day. We ensure that all your damages are recovered and that you receive clarity quickly.
