A BKR and student loan: it is a combination that raises questions for many (former) students, especially when they want to buy a house or take out another loan. Although a student loan with the Dienst Uitvoering Onderwijs (DUO) is not automatically registered with the Bureau Krediet Registratie (BKR), this debt does affect your financial options […]
Introduction: What is IVR registration at banks? IVR stands for Internal Referral Register (Intern Verwijzingsregister). A bank can include limited identifying data of persons or legal entities involved in an incident at that bank in this own, internal register. Only employees of that own bank can consult the IVR; the nature of the incident is according to the […]
Removing a registration with the BKR, CIS, or EVR is an urgent necessity for many people. A negative registration can restrict your financial life for years and hinder you in taking out mortgages, loans, insurance policies, and even in opening a bank account. Fortunately, you are not powerless. There are various legal routes to […]
A CIS registration with banks can have far-reaching consequences for your financial life. The Central Information System, managed by the CIS Foundation, is a register used by banks and insurers to share information about customers who have been involved in incidents or irregularities. If you are registered in this system, this can lead to […]
First request your free credit overview, check the codes and end date, and only then have it assessed whether a mortgage application, correction request or removal request makes sense. A desire for a home alone does not automatically lead to removal. A mortgage with a BKR registration is not by definition impossible. An ongoing credit without payment arrears can mainly limit your maximum borrowing capacity. A negative […]
An unjustified BKR registration can completely paralyze your financial life. You want to take out a mortgage, apply for a loan, or arrange a credit card, but you are rejected everywhere due to a negative coding at the Bureau Krediet Registratie (Credit Registration Office). The frustrating part is that this registration does not always have to be justified. Mistakes happen more often than you think and […]
A fraud registration with a bank or insurer can have far-reaching consequences. You cannot take out a new insurance policy, your mortgage application is rejected,
Do you suddenly receive a message from your insurer that your coverage has been suspended ? This can have major consequences: damage is no longer
When you have a dispute with a bank, insurer, or financial advisor, it can have major consequences. Perhaps your compensation claim has been rejected, an
File a Complaint with KiFiD – Your Rights, Action Plan and Tips Do you have a dispute with your bank, insurer, or lender? You are
