Summary proceedings for a CIS registration are a legal expedited procedure that you can use when an unjustified entry in the Stichting CIS database has immediate and severe consequences for your daily life or business operations. When you are unexpectedly confronted with such a registration, this may mean that you can no longer take out insurance, a mortgage is […]
Objection to CIS registration can be relevant when you believe that data in the CIS database has been processed incorrectly or incompletely. The CIS database is intended for participating insurers and authorized agents and is used in, among other things, claim and risk/acceptance assessments. This article explains how you first request access and then can submit a reasoned correction request. What is […]
When you face an entry in the incident register, it is crucial that the proportionality test for a CIS registration is carried out carefully and correctly by the relevant financial institution. A registration with the CIS Foundation (Centraal Informatie Systeem) can have far-reaching consequences for your financial and social life. It is not […]
Have you been registered with Stichting CIS and ask yourself: when is CIS registration permitted? A CIS registration can have far-reaching consequences for your financial future. It can prevent you from taking out a new insurance policy, cause your current policy to be terminated, or make it impossible to obtain a mortgage. Insurers use […]
The Incident Alert System for Financial Institutions (PIFI) is intended to enable financial institutions, under strict conditions, to investigate whether a (natural or legal) person poses a risk to the safety or integrity of the financial sector. The rules and safeguards are set out in the Protocol Incident Alert System for Financial Institutions 2026. The alert system is not a central, general consumer register. Each participating financial institution conducts […]
Introduction: What is IVR registration at banks? IVR stands for Internal Referral Register (Intern Verwijzingsregister). A bank can include limited identifying data of persons or legal entities involved in an incident at that bank in this own, internal register. Only employees of that own bank can consult the IVR; the nature of the incident is according to the […]
The legal consequences of CIS registration are of great importance for many entrepreneurs and private individuals. A registration in the Centraal Informatie Systeem (CIS) can have far-reaching effects on your business and private finances. In this article we extensively address what a CIS registration entails, which legal consequences are attached and which steps you can take to limit or remove any […]
Banks and insurers keep the Incidentenregister internally. They record incidents relevant to the integrity of the financial sector. A registration in the Incidentenregister can have far-reaching consequences for your relationship with the financial institution and in some cases even lead to a stricter registration in the Extern Verwijzingsregister (EVR). In this […]
A fraud registration with a bank or insurer can have far-reaching consequences. You cannot take out a new insurance policy, your mortgage application is rejected,
An entry in the CIS-register can have major consequences. Think of not being able to take out insurance, being refused a mortgage, or problems when
