Company accident involving a temp worker: who is liable?

27 December 2025
Picture of Arslan Advocaten

Arslan Advocaten

Need help urgently?

Choose a location

Company accident involving a temp worker: who is liable?

If you are injured while working as a temporary worker, the hiring company is treated as your employer for safety purposes and is liable under Article 7:658 of the Dutch Civil Code, alongside the agency. The company must prove it met its duty of care; if it cannot, it owes you compensation.

For additional general information, see Victim Support Netherlands information for victims.

Temporary agency workers often work in sectors where physical risks exist, such as construction, logistics, and industry. If something goes wrong there and a temporary worker is injured, the question immediately arises: who is liable for the workplace accident?

In this blog you’ll read a clear and practical explanation of how liability is arranged, who has which duty of care, and what you can do after an accident at work.


How does the employment relationship work in temporary agency work?

In temporary agency work there are always three parties involved:

  • the temporary agency worker,

  • the employment agency (formal employer),

  • the hirer (the company where the work is performed).

The temporary agency worker has an employment contract with the employment agency. In practice, however, he or she works under the direction and supervision of the hirer. It is precisely that division that in the event of a workplace accident often leads to discussion.


Formal and actual employer: what is the difference?

The temp agency is the formal employer. This agency pays the wages and handles the administration.
The host employer is the actual employer. This party determines how the work is performed and supervises the workplace.

In the event of a workplace accident, the law mainly looks at that factual situation. The one who determines the working conditions usually also bears the greatest responsibility.


The host employer’s duty of care

The host employer must ensure a safe workplace. That obligation applies not only to permanent employees, but also to temporary agency workers.

This means, among other things, that the hirer:

  • provides clear safety instructions;

  • provides appropriate protective equipment;

  • supervises the work;

  • identifies and explains the risks in advance.

If that does not happen or is inadequate, the hirer may be liable for the damages after a workplace accident.


When is the hirer liable?

If a temporary agency worker is injured during work, the following principle applies:

  • it is established that the accident at work occurred;

  • then the hirer must prove that he has done everything to prevent the accident.

If that fails, the hirer in most cases is liable for the damage. Think of loss of income, medical costs and pain and suffering.


Does the temp agency also have obligations?

Yes. The temp agency remains responsible for proper instruction. The agency must:

  • inform about the risks of the work;

  • checking whether the workplace is safe;

  • ensuring that the temporary agency worker knows which rules apply.

If the employment agency falls short in this, the employment agency can also be (jointly) liable.


Multiple parties liable: how does that work?

Sometimes multiple parties responsible. This occurs, for example, on construction sites where different companies work together.

In such situations, each party is assessed on:

  • the role on the work floor,

  • the degree of supervision,

  • and the safety measures taken.

The damage can then be apportioned.


Does a single-person accident also count as a workplace accident?

Yes. An accident without other parties involved can also be a workplace accident. Think of:

  • a fall during working hours,

  • an accident en route between two work locations,

  • a misstep while performing tasks.

As long as there is a clear connection to the work, the duty of care applies.


Evidence and registration: this is what you must do immediately

After a workplace accident, evidence is crucial. Therefore, take these steps immediately:

  1. Report the accident to the supervisor on the shop floor.

  2. Have an accident report drawn up.

  3. Collect evidence, such as photos and witness statements.

  4. Ensure that medical records state the connection to the work.

Without this documentation, disputes often arise later.


Reporting obligation for serious workplace accidents

For serious accidents, there is a statutory reporting obligation. This applies in the case of:

  • death,

  • hospitalization,

  • permanent physical or mental injury.

The notification must be made immediately. If that does not happen, the employer risks severe sanctions.


Insurance policies in the event of a workplace accident

After a workplace accident, several insurance policies may come into play:

  • Liability insurance: pays out when liability is established.

  • Employee injury insurance: pays out without discussion about fault.

  • Group accident insurance: often provides a fixed payout in the event of permanent injury.

Which insurance applies varies by situation.


Exception: intent or deliberate recklessness

Only in exceptional cases is the employer not liable. This applies when the temporary agency worker:

  • deliberately ignores safety rules,

  • or intentionally acts dangerously.

The bar is high. An ordinary mistake or inattentiveness is not enough.


Not getting anywhere after a workplace accident?

Is there still a dispute about liability or compensation? Then it is wise to seek legal advice. Especially in personal injury professional guidance can make the difference.

You don’t have to go through this process alone.


Conclusion

In the case of a workplace accident involving a temporary agency worker, liability usually lies with the hirer, because it determines the working conditions. The temp agency also has an important duty to inform. Both parties must take their responsibility seriously.

Have you been injured at work as a temporary agency worker? Then it is important to act quickly and carefully, so that you safeguard your rights.

Frequently Asked Questions

Who is legally responsible if a temporary agency worker is injured on the job?

Liability generally depends on who is the actual employer at the time of the accident, usually the hirer or host employer. The hirer must prove they took all safety measures; if not, they may be liable for damages.

What responsibilities does the host employer have towards temporary agency workers?

The host employer must ensure a safe workplace by providing safety instructions, protective equipment, supervision, and risk assessments. Failure to do so can make them liable for workplace accidents.

Can the employment agency be held liable for workplace accidents involving temporary workers?

Yes, the employment agency is responsible for proper instruction, informing about risks, and ensuring the work environment is safe. If they fail in these duties, they can be held jointly liable.

What happens if multiple parties are responsible for a workplace accident?

In such cases, each responsible party is assessed based on their role, especially in complex environments like construction sites, where different companies work together and share liability.


Related Legal Services

Share this message

Facebook
Twitter
LinkedIn

Recent Posts

Illustratie bij de doorlooptijd van een letselschadezaak

Why does a personal injury case take a long time and what can you do?

A personal injury case often takes a long time because liability, medical recovery, causal link and future damages are not yet established. You can limit delays with file planning, periodic damage overviews, targeted medical questions, timely advances and written decision deadlines. What is a long-running personal injury case? A long-running case is a file in which recovery, evidence or negotiations do not yet allow a responsible final settlement. A […]

Read more »
Illustratie bij afgewezen aansprakelijkheid en letselschade

What can you do if the insurer rejects liability?

When an insurer rejects liability, it can have major consequences for the settlement of personal injury. Always ask for a full written justification. This clarifies which factual or legal point is being disputed. Gather targeted additional evidence and monitor relevant deadlines. What does a rejection entail? A rejection means that the addressed party or insurer […]

Read more »
Illustratie bij psychisch letsel na een ongeval

Psychological injury after an accident: what about your compensation?

Post-traumatic stress disorder, anxiety, depression, and other psychological complaints can deeply impact daily life, work, and social relationships. When these complaints are the result of an accident for which another party is liable, they can be a form of personal injury. A visible physical abnormality is not required for this. What is psychological personal injury? Psychological personal injury concerns mental […]

Read more »
Illustratie bij studievertraging door letsel

What compensation do you get for study delay due to injury?

When an accident, medical incident, or crime leads to a study delay, it can have direct consequences for the future of a pupil or student. In addition to the personal impact, material damage arises because entry into the labor market is postponed. For delays of up to one year, the Study Delay Guideline 2026 offers a framework with net standard amounts. What […]

Read more »
Illustratie bij verlies van zelfwerkzaamheid na letsel

What compensation do you receive for loss of ability to perform household tasks?

When you sustain injuries in an accident, you may become limited in tasks around your home. Are you less able to do DIY, paint or garden because of your injury? Then you may be eligible for compensation for loss of self-reliance in household tasks. What is loss of self-reliance in household tasks? Self-reliance is the ability to carry out repairs yourself in the private sphere, […]

Read more »
Illustratie bij inkomensschade van een ondernemer of zzp’er

How can an entrepreneur or self-employed person claim loss of income after an injury?

An entrepreneur or self-employed person may, after an injury, miss the profit that would likely have been achieved without the accident. Loss of turnover is only an indicator: saved costs, replacement costs, seasonality, growth and residual capacity all count. A persuasive claim links medical limitations to business data and a realistic scenario without the accident. What does loss of income for business owners entail? Business-owner loss […]

Read more »

Need help urgently?

Choose a location