Expats and letting agencies: which fees are prohibited?

17 September 2025
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Expats and letting agencies: which fees are prohibited?

In the Netherlands, a letting agent generally cannot charge a private tenant a brokerage fee for a property when the agent also acts for the landlord. Calling the payment an administration fee, contract fee or registration fee does not decide whether it is lawful. Check what service was actually provided, who instructed the agent and how you found the property. If you paid an unlawful fee, you may be able to reclaim it.

Which Dutch rental agency fees are prohibited?

The central question is whether the intermediary worked for the landlord in arranging the tenancy. Dutch Civil Code articles 7:417(4) and 7:427 restrict charging the private tenant in this situation. The rule can apply even if the landlord did not pay the agent. A tenant signing a document described as an instruction to the agent does not automatically override the protection.

The protection is not limited to an entire self-contained apartment. Room rentals can also fall within the statutory rule. What matters is the nature of the transaction and the parties’ role, rather than the tenant being an expat, a student or a Dutch national. Keep the advertisement and the steps through which you contacted the agency: they often explain the relationship more clearly than the invoice label.

Does advertising a landlord’s property count as acting for the landlord?

Advertising a property with the landlord’s approval and arranging access to it can be relevant evidence of mediation for the landlord. The Dutch Supreme Court addressed the position of rental websites and intermediaries in its decision of 16 October 2015, ECLI:NL:HR:2015:3099. An intermediary cannot necessarily avoid the rules simply by saying that only the tenant formally signed an agency agreement.

There is a distinction between active mediation and a genuine electronic noticeboard through which landlord and tenant can contact each other directly. Whether that distinction applies depends on how the service really works. Who controlled the viewing? Were the landlord’s contact details available? Did the agency select tenants or handle the contract? Where an agency invokes the noticeboard exception, it must substantiate that position; tenants should still preserve evidence supporting their own claim.

What if I hired my own relocation or search agent?

A genuinely separate agent engaged by you to search for housing may be entitled to an agreed fee. That requires a real tenant-side service, rather than relabelling mediation for a landlord whose property you had already selected. Read the instruction, the description of services and the timing. A search assignment signed only after you responded to one advertised apartment deserves closer examination.

Independent services can include an agreed search or other specific assistance, but they are not lawful merely because the invoice uses the word relocation. Check whether the service was optional, what you actually received and whether the provider was also acting for the landlord in the transaction. Different legal rules may apply to additional charges that give an unreasonable advantage in connection with the tenancy, including article 7:264 of the Dutch Civil Code.

Administration, contract and registration fees

An agency may divide a payment into smaller labels: viewing costs, registration costs, screening, a contract package or a key handover charge. Consider each item in context. If these are simply the steps needed for the agent to arrange the landlord’s tenancy, changing the label does not automatically make a charge to the tenant valid.

At the same time, not every paid registration on every housing platform is automatically an unlawful brokerage fee. A genuinely distinct service must be assessed on its own terms. Ask for the agreement, an itemised invoice and a description of the work. The useful question is what legal and factual basis supports this particular payment, not whether one word on the invoice always wins the dispute.

Charge First question to ask
Brokerage or mediation fee Did the agency also mediate for the landlord?
Contract or administration fee Is this part of arranging the landlord’s rental agreement?
Registration or platform fee Is there a genuinely separate service and what does access provide?
Independent search service Was the agent actually instructed to work for you independently?
Security deposit Is this refundable security, and does its amount comply with the applicable rules?
Rent or service charge Is the amount part of the tenancy rather than an agency fee?

A security deposit is different from an agency fee

A deposit secures specified obligations under the tenancy and is not the agent’s payment for finding you a property. For tenancy agreements concluded from 1 July 2023, the deposit may generally not exceed two months’ basic rent. This also applies in the private (liberalised) sector. That date matters: for older contracts, the Dutch government refers to a maximum of three months’ basic rent, based on case law. Basic rent excludes separate service charges and utility advances.

The landlord must also follow the rules on returning the deposit and explaining permitted deductions. The ordinary return period is fourteen days after the tenancy ends; where permitted deductions apply, the remaining balance must generally be returned within thirty days with the required specification. Deposit disputes and brokerage fee claims can involve different recipients, legal grounds and evidence. Keep them separate in your calculations and correspondence.

See the Dutch government’s explanation of deposits. If an invoice combines a deposit and an agency fee, ask for an explicit split. A description such as “non-refundable deposit” is a reason to investigate the purpose of the payment, rather than assume it has the normal legal function of rental security.

Can I reclaim a fee even though I signed and paid?

Signing a clause or paying before receiving the keys does not necessarily make an unlawful fee enforceable. The legal protection can still apply. You need to identify the payment, the recipient and why no valid basis existed for the charge. A claim for repayment may be based on undue payment under article 6:203 of the Dutch Civil Code, depending on the facts and the contractual position.

Do not assume that every document you signed is irrelevant. It can contain evidence of the parties, promised services and timing, even when the fee clause is challengeable. Preserve the whole agreement and its attachments. If you paid under pressure because you feared losing the property, keep the messages showing what was said, but avoid changing or selectively reconstructing the record.

What evidence should an expat tenant collect?

  1. The original property advertisement, with its URL and the date you saved it.
  2. The rental agreement and any separate agency or relocation agreement.
  3. The invoice, receipt and bank statement showing the actual payment recipient.
  4. Emails or messages about the viewing, selection, contract and key handover.
  5. The agency’s explanation of its services and relationship with the landlord.
  6. Your repayment request and evidence that the recipient received it.

Screenshots can help, but save original emails and downloadable documents as well. They may retain dates and sender information that a cropped image loses. If a listing disappears, your saved version can show that the agency advertised the very property for which it later charged you. Do not publish your landlord’s or other tenants’ personal details while collecting evidence for a private claim.

Where an employer paid the fee as part of a relocation package, establish who contracted for the service and who has the repayment claim. Reimbursement by an employer does not itself answer that question. Similarly, if a friend transferred the money for you, explain whose obligation was being paid and keep the relevant messages. A claim sent by the wrong person can create an avoidable procedural dispute.

How to request repayment of unlawful letting fees

Start with a clear written request to the legal entity that received the payment or is responsible for repayment. Use the company name on the agreement and invoice, rather than only the agency’s trading brand. State the property, payment date, amount and legal reason for repayment. Give a reasonable payment period and retain evidence of delivery.

Attach relevant documents and ask the agency to explain any claimed independent service. You do not need to threaten every possible procedure in the first letter. A focused request makes it easier to see whether the real dispute concerns the landlord relationship, the service provided, the claimant or the amount. If the reply only says you signed voluntarily, ask how that answers the statutory restriction.

Sample letter to reclaim rental agency fees

Use this example only after checking that its factual statements fit your case. The bracketed fields belong to the tenant’s example letter and should be completed before sending it.

Dear Sir or Madam,

On [date], I paid € [amount] to [legal entity] in connection with the tenancy of [property address]. Your invoice describes this payment as [description]. I attach the invoice and proof of payment.

Your agency [advertised the landlord’s property/arranged the viewing/handled the rental agreement]. In these circumstances, I consider that you also acted for the landlord. I therefore dispute your entitlement to charge me this fee under articles 7:417(4) and 7:427 of the Dutch Civil Code and request repayment of the amount paid without a valid legal basis.

Please repay € [amount] to [IBAN and account holder] within fourteen days after receipt of this letter. If you dispute my request, please explain the factual and legal basis of the fee and identify the independent service you say I instructed you to provide.

If repayment is not made within that period, I claim the applicable statutory interest from the day after that period expires, insofar as the requirements for default are met. I reserve any claim based on an earlier legally established starting date.

Please confirm receipt. I reserve my rights in relation to this payment.

Yours faithfully,
[Name and contact details]

This letter does not establish that every claim is valid or protect every possible deadline. If the payment was made long ago, the entity has changed or a previous letter was rejected, have the time limits and legal basis checked before relying on a standard form.

From which date can statutory interest be claimed?

Interest on repayment is not automatically due from the date you first paid the agency. The rules on default and the nature of the repayment obligation must be examined. A written demand giving a reasonable repayment period is often important. Where the conditions are met, statutory interest can generally be claimed after that period expires.

An earlier starting date may be possible on a separate basis. Article 6:205 of the Dutch Civil Code contains a rule concerning receipt in bad faith, but bad faith should not be assumed merely because a fee is ultimately found unlawful. State the reason for your interest claim and calculate the period transparently. Use the applicable statutory rate for each period rather than an unexplained flat percentage.

What if the agency refuses or ignores the request?

Review the reply against the evidence. Did the agency actually explain an independent tenant-side service, or only repeat the invoice name? Is it claiming to have been a noticeboard while the messages show it controlled all contact with the landlord? A concise follow-up that addresses the real issue is more useful than repeatedly sending the same demand without new explanation.

A civil repayment claim can be brought before the appropriate court, commonly the kantonrechter for this type of dispute. A lawyer is not generally mandatory in kanton proceedings, but court fees, service of proceedings and a potential costs order need to be considered. The Huurcommissie is not the general route for ordering a letting agency to repay a brokerage fee. Separate rent or service charge issues may fall within its own remit.

A report to the relevant municipal reporting point or a consumer authority may help address conduct, but it does not automatically produce repayment or preserve a civil time limit. Keep the goal clear: regulatory reporting and recovering your money are related but distinct steps. Do not stop paying rent simply because you have a separate claim against an agency; that can create a new dispute with a different party.

How long do I have to reclaim the money?

For an undue-payment claim, a five-year limitation period can run from the day after you became aware of both the claim and the recipient, subject to the statutory framework and its long-stop period. Other grounds, including challenges to contractual terms, may raise different questions. A simple statement that every fee is recoverable for exactly five years after payment can therefore be misleading.

Limitation can sometimes be interrupted by an appropriate written notice, but content, delivery and timing matter. Do not assume an online review, telephone complaint or report to a public body is sufficient. If the agency has stopped trading, also check the legal entity, available recovery options and whether the cost of proceedings is proportionate to the amount at stake.

Frequently asked questions

Can a Dutch letting agent charge both landlord and tenant?

Where the agent also mediates for the landlord, the statutory protection generally prevents charging the private tenant a brokerage fee for that transaction. The rule is not avoided simply because the landlord paid nothing or the tenant signed an agency form.

Are all registration fees illegal?

No universal conclusion follows from the label alone. A disguised brokerage charge and a genuinely separate platform or search service require different assessments. Check what was agreed, what was delivered and the agency’s role in the tenancy.

Does the rule apply to renting a room?

It can. The restriction is not limited to self-contained apartments. The parties’ role, the tenant’s private capacity and the nature of the mediation remain relevant when assessing a room rental.

Can I get the money back if I agreed to pay?

Possibly. Your agreement does not necessarily override mandatory tenant protection. Keep the signed documents, invoice and payment proof so the legal basis and the recipient of the fee can be established.

Can I claim interest from the day I paid?

Not automatically. Default and the legal basis for repayment matter. A demand giving a reasonable repayment period is often needed. An earlier starting date requires a separate ground, such as the applicable bad-faith rule.

Should I complain to the Huurcommissie?

It is not the general forum for a civil claim demanding repayment of an agency’s brokerage fee. Court proceedings may be the appropriate route. Rent levels or service charges are separate issues and may have different procedures.

Is a deposit of three months always unlawful?

Do not use one rule for every contract date. For agreements concluded from 1 July 2023, the deposit may generally not exceed two months’ basic rent. For older contracts, the Dutch government refers to a maximum of three months’ basic rent, based on case law.

Can I deduct the agency fee from next month’s rent?

Do not assume you can. The agency and landlord may be different legal persons, and set-off has its own conditions. Withholding rent can create an arrears dispute even where your repayment claim against the agency is well founded.

Can I pursue the claim after leaving the Netherlands?

Leaving does not automatically remove the claim. You still need evidence, a suitable correspondence address and a workable procedure. Jurisdiction, service and representation should be checked in light of your circumstances.

Does hiring a lawyer guarantee that all fees and costs are refunded?

No. The outcome depends on the facts and legal basis. Recoverable procedural or legal costs may be lower than your actual expenditure. Discuss the likely work, cost arrangements and recovery risk before starting proceedings.

Have your agency fee assessed

Arslan Advocaten can review the agreement, payment and agency’s role to assess a repayment claim under Dutch law. Gather the listing, agency agreement, rental contract, invoice and correspondence before your enquiry. Contact us to discuss the next step and the costs of assistance. Tell us when the payment was made and whether an earlier request has already been rejected.


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