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In this knowledge base our lawyers explain how Dutch law works in practice: when you are entitled to compensation, which time limits apply, and what an insurer, employer or landlord may and may not ask of you. Each article answers one concrete question and names the statutory provisions it rests on, so you can check the basis for yourself.

Use the filters to read by area of law: personal injury, employment law, tenancy law, insurance law, business law, family law, criminal law and administrative law. If your own situation is not covered, or you want to know what an article means for your case, contact us for an initial assessment.

Personal injury during sport or games and liability for a sports accident

A serious sports injury does not automatically mean that someone else must compensate your damage. Participants are judged differently from

Child injured at school or childcare: who is liable?

If your child is injured at school, during PE or at childcare, the school or childcare provider is not automatically

Scars after an accident and your right to compensation for pain and suffering

A scar can be a permanent reminder of an accident. If someone else is liable, its consequences can form part

Dental damage after an accident and compensation for dental costs

A tooth broken in an accident can cause pain, treatment costs and uncertainty about your appearance. If someone else is

Shoulder injury after an accident and compensation for persistent complaints

A shoulder injury can make simple movements difficult. If someone else is liable for the accident, you can claim compensation

Broken ankle after an accident and compensation for your personal injury

A broken ankle can have consequences that go well beyond a few weeks of being unable to walk. If someone

Knee injury after an accident and compensation for your limitations

A knee injury can affect your work, mobility and independence for a long time. If someone else is liable, you

Wrist injury after an accident and your right to compensation

Have you broken your wrist or suffered lasting wrist complaints after an accident? If someone else is liable, you can

Disagree with the insurance physician or labour expert under your AOV? What can you do?

Do you disagree with the medical or labour expert assessment under your disability insurance (AOV)?

AOV disability claim rejected for burnout, long COVID or chronic pain

Has your disability insurer (AOV) rejected a claim because, in its view, your symptoms cannot be sufficiently objectified?

Legal expenses cover refused because of an existing conflict or waiting period: is that justified?

Assistance refused because the conflict already existed or falls within a waiting period? The refusal must fit the policy and

Cost cap with free choice of lawyer: what if your insurer pays too little?

Free choice of lawyer does not automatically mean that your legal expenses insurer will pay every lawyer's bill without limit.

Your legal expenses insurer says your case has no chance: how to use the disputes procedure

Does your insurer believe your case has no chance of success? The disputes procedure provides an independent assessment.

Travel or cancellation insurer rejects your claim: how do you object?

Has your travel or cancellation insurance claim been rejected? Find out how to check the cover and submit a well-founded

Buildings insurance when letting, renovating or leaving your home vacant

Letting, renovation or vacancy can affect your buildings insurance. Find out what to report and how to challenge a rejection.

Business interruption insurance not paying: what loss of turnover and profit can you claim?

A business interruption insurance policy does not automatically cover all turnover lost after an incident.

Term life insurance not paying out: what can surviving relatives do?

Is a term life insurance policy not paying out? Check the term, the premium payments and the health declaration.

Investigation costs and a SODA claim after suspected fraud

You do not have to pay an invoice for a fraud investigation or a SODA claim simply because of who

Insurer demands repayment of compensation from you: when is recourse allowed?

An insurer may not recover a claim it has paid out from you without a valid legal basis.

Underinsured after a loss: may the insurer reduce your payout?

In the case of underinsurance, the insurer may reduce the payout, but only if the policy allows it.

Your insurance adviser made an error: can you recover your loss?

An insurance adviser may be liable if he did not exercise the care of a competent adviser.

Car written off and the payout is too low: how do you challenge the current value?

Has your car been written off and do you think the payout is too low? Read how to check the

Fire damage, but the insurer will not pay: what can you do?

Is your insurer refusing to pay after a fire?

Final settlement of pay on dismissal: what to watch out for

Final settlement not received or not complete? For the transition payment a time limit of three months applies after the